Medical Insurance

2014 Monthly Rates

   

2014 RATES

 

 

 

 

Dental Plan Name

Single

E+1

Family

% Increase

Preventive Dental

$31

$57

$88

10.23%

Dental & Orthodontia PPO $25/$75 Ded

$95

$174

$270

2.42%

Basic Dental PPO $50/$150 Ded

$73

$129

$198

2.63%

 

 

 

 

 

Medical Plan Name

 

 

 

 

Aetna National HMO

$752

$1,354

$2,106

9.88%

Empire BCBS PPO - 90/70

$817

$1,471

$2,228

7.48%

CIGNA POS Open Access Plus (OAP)

$763

$1,374

$2,137

7.46%

CIGNA POS Open Acces Plus In Network (OAP-IN)

$776

$1,397

$2,174

9.94%

United Healthcare Choice Plus

$854

$1,536

$2,390

7.47%

Empire BCBS High Deductible Health Plan/HSA*

$531

$956

$1,487

5.99%

  

LIFETIME BENEFIT MAXIMUM 

As per Healthcare Reform 2011, the plans have been amended to comply with this  provision. The Annual and Lifetime Benefit  Maximum has been eliminated.

 

DEPENDENT CHILDREN

Children remain eligible for coverage to age 30.  NOW THEY DO NOT HAVE TO:
Live at home, be full time students, be unmarried, or have no dependents of their own.

 

Preventive Care $0 Co-pay
Co-pay for preventive care was eliminated in our plans to encourage members and their families to have their annual check-ups with age -appropriate screenings.
(Check your health plan's website for information about recommended screenings).

United HealthCare
No changes for 2013 in service provided. Mental Health Behavioral   benefits are being administered by CIGNA Behavioral Healthcare. The premium for 2013 will increase by 5.74%  Increase in 2012 6.4%, in 2011 was 7.5%. In 2009 8.5% and 10.5% in 2008. For the full summary of benefits see United Health Care benefits summary  You may also visit www.myuhc.com


Aetna HMO
No changes for 2013 in service provided. Mental Health Behavioral   benefits are being administered by CIGNA Behavioral Healthcare. The premium for 2013 will increase by 5.73%. In 2012 increase by 5.5%. In 2011 7.5%, in 2010  7%; in 2009 was 8.5% and 9.5% in 2008.  Please be sure to review the full summary of benefits for more information. You may also visit www.AETNA.com/docfind

 

Empire Blue Cross Blue Shield 90/70 PPO No changes for 2013 in service provided.  The premium will increase 5.74 in 2013, 5.4%, in 2012, A decrease in 31.3% in 2011; in 2010 increased 7%. This plan was offered for the first time in 2009. You may also visit http://www.empireblue.com/medical

 

Empire Blue Cross Blue Shield High Deductible HealthPlan /HSA No changes for 2013 in service provided.  The premiun will increase 4.16 % in 2013, 5.0% in 2012. This plan was offered for the first time in 2011. You may also visit http://www.empireblue.com/medical

View a comparison of United Healthcare and Aetna HMO>