Medical Insurance

2016 Monthly Rates

   

2016 RATES

 

 

 

 

Dental Plan Name

Single

E+1

Family

% Increase

Preventive Dental

$31

$56

$87

-0%

Dental & Orthodontia PPO $25/$75 Ded

$84

$151

$235

-6.74%

Basic Dental PPO $50/$150 Ded

$68

$122

$190

-3.01%

 

 

 

 

 

Medical Plan Name

 

 

 

 

Aetna National HMO

$877

$1,779

$2,456

6.06%

Anthem (Empire) BCBS PPO - 90/70

$899

$1,618

$2,517

0%

CIGNA POS Open Access Plus (OAP)

$881

$1,586

$2,467

5.2%

Anthem (Empire) BCBS High Deductible Health Plan/HSA>

$576

$1,037

$1,613

0

United Healthcare Choice Plus

$939

$1,690

$2,629

0%

Anthem (Empire) BCBS High Deductible 15 Health Plan/HSA*

$671

$1256

$1,954

N/A

  

LIFETIME BENEFIT MAXIMUM 

As per Healthcare Reform 2011, the plans have been amended to comply with this  provision. The Annual and Lifetime Benefit  Maximum has been eliminated.

 

DEPENDENT CHILDREN

Children remain eligible for coverage to age 30. 

NOW THEY DO NOT HAVE TO:
Live at home, be full time students, be unmarried, or have no dependents of their own.

 

Preventive Care $0 Co-pay
Co-pay for preventive care was eliminated in our plans to encourage members and their families to have their annual check-ups with age -appropriate screenings. (Check your health plan's website for information about recommended screenings).


United HealthCare
No changes for 2016 in service provided. Mental Health Behavioral   benefits are being administered by CIGNA Behavioral Healthcare. There is no premium increase for 2016. Increase in 2015 was 9.98%. Increase in 2014 7.47%. In 2013 5.74%; in 2012 6.4%, in 2011 was 7.5%. In 2009 8.5% and 10.5% in 2008. For the full summary of benefits see United Health Care benefits summary  You may also visit www.myuhc.com


Aetna HMO
No changes for 2016 in service provided. Mental Health Behavioral   benefits are being administered by CIGNA Behavioral Healthcare. The premium for 2016 will increase by 6.05%. In 2015 9.97%, In 2014 9.88%. In 2013 5.73%, In 2012 increase by 5.5%. In 2011 7.5%, in 2010 7%; in 2009 was 8.5% and 9.5% in 2008. Please be sure to review the full summary of benefits for more information. You may also visit www.AETNA.com/docfind

 

Anthem (Empire) Blue Cross Blue Shield 90/70 PPO No changes for 2016 in service provided. This plan changed its name from Empire to Anthem. There is no premium increase for 2016. In 2015 10.02%, In 2014 7.48; in 2013, 5.74%, in 2012, A decrease in 31.3% in 2011; in 2010 increased 7%. This plan was offered for the first time in 2009. You may also visit http://www.empireblue.com/medical

 

Anthem (Empire) Blue Cross Blue Shield High Deductible Health Plan /HSA No changes for 2016 in service provided.  There is no premium increase for 2016. In 2015 8.47%. In 2014 5.99; 4.16 % in 2013, 5.0% in 2012. This plan was offered for the first time in 2011.

 

Anthem (Empire) Blue Cross Blue Shield High Deductible 15 Health Plan /HSA This plan is offer for the first time in 2016.

 

CIGNA Open Access Plus
No changes for 2016 in service provided. Mental Health Behavioral benefits are being administered by CIGNA Behavioral Healthcare. The premium for 2015 will increase by 5.02. In 2015 9.93%, in 2014 7.46%. This plan was first offered in 2013. Please be sure to review the full summary of benefits for more information. You may also visit www.cigna.com

 


Please be sure to review the full summary of benefits for more information.